Basic State Pension
When you reach the state pension age, the UK Government will provide you with your State Pension. For people reaching state pension age from 6 April 2016 onwards the new single-tier State Pension applies.
The full new State Pension is £159.55 per week. The actual amount you get depends on your National Insurance record. You’ll usually need at least 10 qualifying years on your National Insurance record to get any State Pension. They don’t have to be 10 qualifying years in a row.
You cannot access the State Pension before your state pension age so you will need to know this. The current state pension age depends on your gender and date of birth. To find out your state pension age visit the Gov.uk website.
What other benefits may be available to me?
The Government also provides Pension Credit for those that qualify.
Pension Credit is intended to raise an individual's income to a certain minimum level and is paid in two parts: Guarantee Credit and Savings Credit. You don’t pay tax on Pension Credit.
The Citizens Advice Bureau may also be a useful source of information about your state entitlements.
For further information on your state pension, pension credit and other benefits for which you may be entitled, such as help with your council tax or winter fuel payments, please visit the Gov.uk website.
Tell me more about the new State Pension -
To qualify for this, you must have reached State Pension age on or after 6 April 2016. If eligible, you will then receive £155.65 a week on the new State Pension. However, this amount may vary dependant on your circumstances - such as the number of years National Insurance contributions you have made. For full details, find out more about your eligibility on Gov.uk.
How to find out how much state pension you can expect to receive, and when
Visit the Gov.uk website at www.gov.uk/state-pension-statement to find out:
- How many qualifying years you may have to date
- Details of how much basic state pension those qualifying years may give you
- The earliest date you may get your state pension
Alternatively, you can contact the Future Pension Centre
Tel: 0345 3000 168 Text phone: 0345 3000 169
Or write to:
The Pension Service 9
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