How does it work

Whether you opt for self-service online or call us the process is very similar.

First, you need to understand all the ways you can tailor an annuity to suit your needs. For example, you can take an option to increase your retirement income to help guard against inflation.

Next, you need to provide details of your medical history and lifestyle. Unlike other times in your life when health problems and lifestyle cost you more, this is the time when your health problems and lifestyle can mean a higher income in retirement for no extra cost.

Having provided all the necessary information a comparison is produced and the results shared with you straightaway. You can go back and change the options you’ve chosen to see how this affects the income you could receive.

When you find an annuity you’re happy with, we’ll send out your partially completed application form for you to complete and return.